Housing Assistance for First Responders and Veterans
Veterans and first responders are owed an unquestionable debt by the entire American populace. Private organizations along with the federal and local government have come up with a program to help these brave men and women find and maintain quality housing. If you are a first responder or veteran and have housing challenges, this may be an ideal program for you.
A great number of states are realizing the importance of veterans and first responders. After the 9/11 attack, over 400 first responders lost their lives which brought a new focus to the level of work they carry out. As a result, the federal and local government bodies took action to set up programs in assisting them. A 9/11 first responders bill was passed in 2010 and reauthorized in 2015 that provides indefinite, quality health coverage for 9/11 first responders and their family members. As of 2016, a Virginia law was passed for the widows of first responders to be exempt from future property taxes.
What kind of assistance can veterans find for their different requirements? What kind of help can present-day first responders find for themselves and their families? Is there any kind of help available for them at all? Absolutely. Keep reading…
Housing Assistance for First Responders
Any home listed under the Good Neighbor Next Door sales program is offered to first responders like law enforcement officers, firefighters, EMT’s and teachers of pre-K-12th-grade, at a 50% discount. There are 924 areas throughout the country listed as ‘revitalization areas’ and these areas are available for these discounts as long as the first responders live in those areas. This offer is made by the Department of Housing and Urban Development and the entire catalog of these residential properties can be found on their official database.
Teachers, first responders and social workers can also receive help from the Everyday Hero Housing Assistance Fund (EHHAF) program. If you fall into any of the previously mentioned categories and if qualify for a Federal Housing Loan or any other housing loan, then you can receive a grant from the EHHAF to buy a home. There is no obligation to pay back this grant after it’s been given out. Click here to get started.
First responders can find low cost loans to buy houses. Some providers offer loans for as low as a 3% down payment. There are a few exceptional cases where one can purchase a house that’s 100% financed.
First responders can also take advantage of tax credit laws in certain cities which were made in their favor. Some of these cities include Nebraska, Baltimore, Iowa and Pennsylvania. Typically, the credit won’t be large but you can check your state where it applies, for more details.
Housing Assistance for Veterans
There are many different housing programs available for veterans. Many public and private housing assistance programs are put in place to tackle the problem of homelessness which, unfortunately, is a commonality among veterans. Homelessness is not a requirement for receiving this type of help so veterans with other problems can also receive assistance.
One of these programs for the homeless is run by The Nonprofit Veterans Inc. which aims to eradicate homelessness as a problem amongst veterans. Regrettably, this organization discovered that a quarter of all homeless people in America are veterans. They hope to battle this issue and actively supply support and housing solutions for veterans.
Veterans can find homeless grants at Veterans Affairs Supportive Housing by the HUD. The grant is funded by millions of dollars given by congress every year but is still not being used to its full capacity. Houses that have been specially altered are provided to help wounded first responders and vets.
Military and former military families can find assistance in getting a house from The Pentagon Foundation. The program donates at least $100 and at most $10,000 towards the purchase of a home for veterans. This grant is provided in cash and only for the down payment of the home. The instructions for getting started is available on their website.
Disabled veterans are also given tax credits by many of the states. The full list of tax credits given for housing per state can be found on Veterans United. Disabilities like PTSD are included in these list of disabilities.